YOUR 45-DAY WINDOW
Before You Sign, See the Full Financial Picture.
Your severance agreement may affect far more than the payout. This complimentary guide helps long-tenured Visa employees organize the decisions around severance, equity, healthcare, taxes, retirement accounts, and what comes next.
- Understand the deadlines and decisions in one place
- See how severance, equity, taxes, and benefits work together
- Prepare better questions before you sign
Monvia Financial LP
YOUR 45-DAY WINDOW
What to Decide Before You Sign Your Visa Severance Agreement
Prepared by Pamela Jacobs, BS, CFP®
Designed for decisions that may need attention before your agreement deadline.
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Fiduciary Guidance
Your goals come first.
CFP® Professional
Experienced planning support.
Transition Planning
Clarity for what comes next.
What This Guide Helps You Decide
A severance agreement can affect several parts of your financial life at once. The guide helps bring the major decisions into one clear view.
Severance and Cash Flow
Understand what may arrive, when it may arrive, and how it fits into your broader financial picture.
Equity and Vesting
Review vested and unvested awards, concentrated company stock, and the decisions attached to each.
Healthcare and Benefits
Understand when employer coverage may change and which questions deserve attention before the transition.
Taxes and Retirement Accounts
Prepare for how severance, equity, retirement-plan decisions, and other income may interact in the same tax year.
Is This Guide for You?
This guide was created for long-tenured Visa employees organizing the financial decisions connected to a role change or separation.
- Reviewing a severance agreement
- Holding Visa equity or concentrated company stock
- Deciding what to do with a workplace retirement account
- Preparing for healthcare, tax, or cash-flow changes

Guidance for a Major Financial Transition
Pamela Jacobs, BS, CFP®, helps high-earning professionals bring structure and clarity to complex life and career transitions. Her planning approach considers the full picture, including cash flow, investments, taxes, retirement, protection, and the life the plan is meant to support.
Pamela Jacobs, BS, CFP®
Co-Founder & Managing Partner
Monvia Financial LP
Frequently Asked Questions
The Deadline Is Only One Part of the Decision.
Get the guide and organize the questions worth considering before you sign.
